These days, even minor mishaps can lead to large lawsuits

That's why no business can safely operate without liability insurance to protect its assets. Taking these proactive steps can lower the potential cost of liability insurance claims for you and your business:

  • Set high standards for product quality control in your company
  • Keep all company records complete and up to date
  • Provide appropriate safety training for all employees

 

How do you decide how much coverage your business needs? It may depend on:

  • Associated risk: An auto repair shop carries a much greater risk of being sued for personal injury than a pillow manufacturer
  • Business location: Some states award high damage amounts to plaintiffs claiming personal injury

Consult with one of our insurance specialists. We have access to risk profiles and coverage amounts for businesses similar to yours. We’ll help you understand where liability insurance, workers' compensation and business property insurance overlap, so you don't over-purchase one type of coverage.

Types of coverage

We have you covered in multiple areas:

  • Contractual
  • Employee benefits
  • Foreign & international
  • Garage
  • Intellectual property
  • Personal injury & advertising
  • Products & completed operations
  • Pollution
  • Umbrella & excess

General Liability

Liability insurance can be purchased alone or as part of a business owner’s policy. We recommend general liability, which offers:

  • Higher liability coverage limits
  • Professional liability insurance (ensuring you’re adequately insured and costing you less in the long run)
  • Customized coverage based on your total risk, not your business size

Related products

Auto & Transportation

Our transportation services can be tailored to meet the specific needs of your business.

Bonding & Surety Services

Whether you need commercial, contract or subdivision bonds, we can help.

Captive Solutions

When you need to explore alternative risk financing strategies, we'll guide you through the options.

Commercial Flood

It's important to know your business is covered in the event of a flood.

Commercial Property

We get inside your operation to cover the risks you know about, and uncover the ones you don't.

Cyber Liability

Protect your business from ever-increasing internet-based risks.

International

Our incredible global reach extends to more than 130 countries.

Professional Liability

From equipment failure to human oversight, almost any incident can result in litigation.

Small Business

Businesses of all size need a little help anticipating the disruptions that could lead to financial loss.

Succession Planning

Mitigate potential damage to your business due to the loss of a key person.

Trade Credit

Insure your receivables and gain protection against demand fluctuations, natural disasters, harsh economies and customers who fail to pay.

Workers' Compensation

Affordable plans to protect your business and your employees.

Industry news

July 2019 Business Insurance Newsletter  (Newsletter)

June 2019 Business Insurance Newsletter  (Newsletter)

May 2019 Business Insurance Newsletter  (Newsletter)

Contact us

McGriff Insurance Services, Inc. is a subsidiary of BB&T Insurance Holdings, Inc.

McGriff Insurance Services, Inc. CA License #0C64544.

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.