Specialized coverage beyond your typical boat policy

If you don't have a separate boat or private watercraft insurance policy, you're probably underinsured. Most homeowners policies have:

  • Size restrictions
  • Limitations on horsepower
  • Limits on damage coverage

We represent a number of highly rated, national companies specializing in coverage for recreational watercraft, yachts and luxury vessels.

Types of coverage

For classic/collector boats, performance boats, pleasure boats, houseboats, bass fishing boats, dinghies, personal watercraft and jet skis, pontoons and runabouts, we offer:

  • Liability coverage
  • Medical payments
  • Personal effects/fishing equipment
  • Uninsured boater liability
  • Replacement costs or agreed value
  • Emergency expenses
  • Towing


You can customize your policy to include:

  • Total loss replacement if your boat is destroyed
  • Emergency expenses to cover temporary living expenses
  • Contents to include fire and theft
  • Collision to protect you against accidents with underwater objects and other watercraft

Get a quote

Talk with one of our experienced advisors at 800-422-8448 or fill out this short form and we'll be in touch soon.

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McGriff Insurance Services, Inc. is a subsidiary of BB&T Insurance Holdings, Inc.

McGriff Insurance Services, Inc. CA License #0C64544.

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.