Specialized coverage beyond your typical boat policy

If you don't have a separate boat or private watercraft insurance policy, you're probably underinsured. Most homeowners policies have:

  • Size restrictions
  • Limitations on horsepower
  • Limits on damage coverage

We represent a number of highly rated, national companies specializing in coverage for recreational watercraft, yachts and luxury vessels.

Types of coverage

For classic/collector boats, performance boats, pleasure boats, houseboats, bass fishing boats, dinghies, personal watercraft and jet skis, pontoons and runabouts, we offer:

  • Liability coverage
  • Medical payments
  • Personal effects/fishing equipment
  • Uninsured boater liability
  • Replacement costs or agreed value
  • Emergency expenses
  • Towing


You can customize your policy to include:

  • Total loss replacement if your boat is destroyed
  • Emergency expenses to cover temporary living expenses
  • Contents to include fire and theft
  • Collision to protect you against accidents with underwater objects and other watercraft

Related news

August 2019 Personal¬†Insurance Newsletter  (Newsletter)

July 2019 Personal Insurance Newsletter  (Newsletter)

June 2019 Personal Insurance Newsletter  (Newsletter)

Contact us

You can also contact us online.

McGriff Insurance Services, Inc. is a subsidiary of BB&T Insurance Holdings, Inc.

McGriff Insurance Services, Inc. CA License #0C64544.

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.