Protect yourself from life's rainy days

There may come a day when you're involved in an auto or boating accident. Or someone is injured on your property resulting in litigation against you for thousands or even millions of dollars.

Are you prepared? If not, you need to know about personal excess and personal umbrella policies. The differences between them are important. Let us help you choose the right policy could ensure that you are covered against potential disaster.

Excess Liability

Get the extra coverage you need, beyond what your home and auto policies provide. You may need excess coverage for:

  • Legal costs and court fees
  • Lost wages while appearing in court or at a hearing
  • Interest accrued on unpaid judgments

Umbrella Liability

The term "umbrella" refers to the way this policy shields your assets more broadly than your standard auto and home coverage.

You may need umbrella coverage for its additional features, including:

  • False arrest
  • Libel
  • Slander
  • Invasion of privacy

Related news

Taxation of Group Term Life Insurance  (White Paper)

September 2019 Personal¬†Insurance Newsletter  (Newsletter)

Best Practices for Level-Funded Plan Compliance  (White Paper)

Contact us

Talk to an experienced advisor today.


McGriff Insurance Services, Inc. is a subsidiary of BB&T Insurance Holdings, Inc.

McGriff Insurance Services, Inc. CA License #0C64544.

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.