Flood Insurance

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Flood Insurance
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Flooding is America's No. 1 natural disaster.
Plan ahead.

Most homeowner's insurance policies do not cover flooding. Yet floods can happen anytime, anywhere from:

  • Hurricanes and storms
  • Rising water
  • Rapid accumulation of rainfall

You could be at risk. Nearly 20% of flood insurance claims come from moderate- to low-risk areas, and just a few inches of water can cause thousands of dollars in damage.

Don't wait until dangerous water is at your doorstep. Talk to our experienced insurance specialists today and be sure your family and your most important possessions are protected.

Ready to get started? Use our easy Get a Quote tool or call 800-422-8448 to talk to a specialist.

    Waiting Period

    Flood insurance protection isn't immediate. Policies often require a 30-day waiting period before coverage goes into effect (except when purchasing a new home and the closing is in less than 30 days).


    National Flood Services, one of the nation's largest insurance management organizations, supports FEMA's National Flood Insurance Program (NFIP).

    The NFIP:

    • Maps the nation's floodplains
    • Creates public awareness of hazardous areas
    • Provides necessary data for floodplain management
    • Develops actuary data to rate new construction for insurance
    • Makes federally backed flood insurance available to homeowners, renters and business owners

    Flood insurance reduces America's escalating disaster assistance costs. When communities apply sound floodplain management and property owners maintain flood insurance, flood damage is reduced by nearly $1 billion a year.

    We write and service flood insurance coverage directly through the National Flood Insurance Program (NFIP). For more information about the NFIP and flood insurance, call McGriff Insurance Services at (800) 228-6978.

    By clicking the Get a Quote button, a new browser window will open and take you to National Flood Services (NFS). The link to NFS is provided for your convenience. NFS is wholly responsible for the content and services offered on its website.

    McGriff Insurance Services partners with leading national insurance carriers.

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    or call 800-228-6978

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