Long-Term Care

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Provided by BB&T Life Insurance Services

The average life span of the first Americans was 33. Today, the average life span is 79½.

As a result, more than half of all Americans over age 65 will need some form of long-term care services. That means 11 or more of your later years could be spent in:

  • Adult daycare
  • Alzheimer's care
  • Assisted living
  • In-home care
  • Hospice care
  • Respite care
  • Skilled nursing home care

At an average of $73,000 annually, nursing home care can eat up an entire lifetime of savings. By supplementing these funds, long-term care insurance (LTCI) protects your nest egg and allows you to take control of your own health care decisions.

Don’t wait. Speak with our insurance specialists and we’ll help you prepare for tomorrow, today.

    Nursing Home Costs

    The current average annual cost of a private room in a skilled nursing facility (rounded to the nearest dollar) is significant.1

    In your later years, will you and your family have this kind of money to spare?



    Washington, D.C.












    North Carolina




    South Carolina






    West Virginia


    By providing long-term care protection, you will rest easier, and your loved ones will be grateful to you for planning wisely.

    1Genworth Cost of Care Survey 2018, conducted by CareScout®, June 2018; reflects the median cost of the metro regions within the state

    Why Buy LTCI?

    There’s no doubt that managing long-term or chronic illness will require extended care, either at home or in a skilled nursing facility. LTCI helps ensure you have the financial resources to cover the costs.

    Preparing now for your long-term care can do more than reduce your financial worries. With LTCI:

    • You participate in making choices about your daily care and the services you receive
    • You are relieved from relying on your children or family members for support
    • You choose who will provide the care you need
    • You help decide where you will live
    • And, you maintain your financial freedom

    If you’re 55 to 60 years of age, speak with one of our insurance specialists today and get the assurance you deserve.

    Insurance products are offered through Crump Life Insurance Services, Inc. doing business as BB&T Life Insurance Services, AR License #100103477 and CA License #0697253, a wholly owned subsidiary of BB&T Insurance Holdings, Inc.

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